Rate Card #1 (Effective August 1, 2002) Black and White
	1x	3x	6x	12x
Full Page	$3,000	$2,750	$2,500	$2,250
2/3 Page	$2,490	$2,290	$2,120	$1,950
1/2 Page	$2,170	$2,000	$1,820	$1,640
1/3 Page	$1,620	$1,460	$1,330	$1,170
1/4 Page	$1,200	$1,070	$950	$830
1/6 Page	$900	$850	$800	$740

Color
Process red, blue or yellow
Add $555 per color

PMS or matched colors
Add $715 per color

Four-color
Add $1,185

Insertion Orders/Materials
Orders, instructions and materials to:

COSMETIC BUSINESS NEWS
ATTN. TRAFFIC COORDINATOR
3300 N. Central Ave., Suite 2500
Phoenix, AZ 85012
+1 480 990 1101
Fax +1 480 675 8112

CLOSING: Digital files must be received by deadline date. Copy to be typeset or designed by Virgo must be received by Virgo 60 days prior to cover date. If copy or negatives have not been received by Virgo prior to press time, Virgo may elect to substitute available materials and previously run advertisements in their place. Cancellations not accepted unless received at least 60 days prior to cover date in writing. Cover date is the 1st of the month stated on the issue and in the advertising agreement unless otherwise specified.

FREQUENCY: COSMETIC BUSINESS NEWS is published 12 times a year.

TERMS: All payment terms must be in writing and are subject to management approval. All invoices are net 10 days, unless otherwise specified. After 10 days, the gross rate stated in the advertising agreement will be due. Account balances with invoices past terms are subject to a 1 1/2 % monthly finance charge, and all invoices past terms may be subject to a 20% late fee.

COMMISSIONS: A 15% percent agency commission will be given to recognized agencies, provided invoices are paid within terms.

COLLECTION: Should advertiser and/or agency default on any of its payments of advertising bills, advertiser and/or agency become responsible for all costs of collection, including, but not limited to, collection fees, attorney fees, travel expenses and court costs.

SUBSCRIPTIONS: $75 for one year; $100 per year in Canada; $142 per year foreign, payable in U.S. funds only, nonrefundable.

MISCELLANEOUS:

a. Virgo reserves the right, using its sole discretion, to accept, reject or edit any advertisement not within Virgos publishing standards.

b. Advertiser and/or agency assumes sole responsibility for the content of all advertising printed by Virgo and will indemnify and hold Virgo harmless from any claims arising against Virgo, including but not limited to, claims for defamation, invasion of privacy, and trademark and copyright infringement.

c. Virgo will charge the advertiser the prevailing market rates for the typesetting, layout or designing of advertisements.

d. Advertiser and/or agency will be billed or have deducted from prepaid amount(s) any frequency discounts given by Virgo which become inapplicable due to schedule cancellation over the term of the agreement. Advertiser and/or agency will be billed at the current one-time rate when multiple insertion contracts and/or insertion orders are not on file with Virgo. Advertiser and/or agency has the option to revise a contract to increase or decrease the frequency rate. Decreases in frequency must meet Virgos written cancellation policy. In the event of a contract revision, advertiser and/or agency will either be short-rated or credited, depending on the actual earned space used or to be used.

e. Notice will be given before rate changes. Any contract made before rate changes will be billed at the new rate.

f. Advertising rates are based on an average paid and non-paid circulation of 5,000. Exact circulation of publication may vary from issue to issue.

g. Any advertiser and/or agency based in a foreign country must prepay for each advertising insertion prior to advertisement being published.